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We cover more than 189,000* employees and their families in Idaho, Montana, Oregon, and Washington.

Serving employers in nearly every industry is experience we leverage to help you with your specific needs, and bottom line.

*As of April, 2020

Features for groups

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Focus on vision

Our vision plans focus on wellness and prevention. The choice is yours: Medical plans can include full coverage for in-network pediatric eye exams, and a range of coverage for adult eye exams and vision hardware.

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Choose up to five plan
and network options

Our RightFit options let employees decide the premium and coverage that best suits their needs. Employees get to choose from two to five different products across a broad spectrum of plans and network providers.

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Health Savings Accounts
(HSAs) are a win-win

HSA-qualified plans help employees save money for healthcare expenses such as deductibles and coinsurance. They also help you save premium dollars—and your contributions to HSA accounts are exempt from payroll taxes.

Choosing a product

Our products offer a unique combination of provider network and plan design. What they have in common is accountability across quality care, access, affordability, and choice. All of our products offer out-of-network benefits for more freedom to pick and choose.

Showing information for:

Voyager products use our preferred provider network and are suited for a company culture that favors a more self-directed experience.

Access to a broad network of doctors and hospitals

Our products feature in-network care across all four states we serve.


Navigator is our coordinated care product, where a member’s personal provider is navigating care within a network of health professionals.

Navigator supports:

  • Member engagement
  • Shared decision making with providers
  • Easy access to care

The doctors and hospitals you want.

Our products feature in-network care across all four states we serve.

See below for our key provider partners in your home state.

washington usa map four state

Washington:

MultiCare Logo Legacy Health Logo Vancouver Logo MultiCare connected care logo

An employee's personal provider navigates care within a coordinated network of hospitals, clinics, and doctors. This encourages members and their doctors to jointly take an active role in maintaining or improving a member's health. 

Navigator supports:

  • Member engagement
  • Shared decision making with providers
  • Easy access to care

How Navigator benefits employers

Employees experience seamless, accountable care—the result of the efficiencies and expertise of a dedicated team of providers.

Multiple plan designs
Multiple plan designs
Controlled costs
Controlled costs
Clinical integration
Clinical integration
Unified communications
Unified communications

Give your staff access to the doctors and hospitals they want.

Our products feature in-network care across all four states we serve.

See below for our key provider partners in your home state.

oregon state map

Oregon:

Legacy Health Partners Logo St. Charles Health System Logo Legacy Health Logo Central Oregon Independent Practice Association Logo

An employee's personal provider navigates care within a coordinated network of hospitals, clinics, and doctors. This encourages members and their doctors to jointly take an active role in maintaining or improving a member's health. 

Navigator supports:

  • Member engagement
  • Shared decision making with providers
  • Easy access to care


How Navigator benefits employers

Employees experience seamless, accountable care—the result of the efficiencies and expertise of a dedicated team of providers.

Multiple plan designs
Multiple plan designs
Controlled costs
Controlled costs
Clinical integration
Clinical integration
Unified communications
Unified communications

Give your staff access to the doctors and hospitals they want.

Our products feature in-network care across all four states we serve.

See below for our key provider partners in your home state.

Oregon:

Legacy Health Partners Logo Central Oregon Independent Practice Association Logo Legacy Health Logo St. Charles Medical Center Logo

An employee's personal provider navigates care within a coordinated network of hospitals, clinics, and doctors. This encourages members and their doctors to jointly take an active role in maintaining or improving a member's health. 

Navigator supports:

  • Member engagement
  • Shared decision making with providers
  • Easy access to care

How Navigator benefits employers

Employees experience seamless, accountable care—the result of the efficiencies and expertise of a dedicated team of providers.

Multiple plan designs
Multiple plan designs
Controlled costs
Controlled costs
Clinical integration
Clinical integration
Unified communications
Unified communications

Give your staff access to the doctors and hospitals they want.

Our products feature in-network care across all four states we serve.

See below for our key provider partners in your home state.

washington usa map four state

Washington:

MultiCare Logo Vancouver Clinic Legacy Health Logo MultiCare connected care logo

Navigator is our coordinated care product, where a member’s personal provider is navigating care within a network of health professionals.

Navigator supports:

  • Member engagement
  • Shared decision making with providers
  • Easy access to care

The doctors and hospitals you want.

Our products feature in-network care across all four states we serve.

See below for our key provider partners in your home state.

montana state map

Montana:

Billings Clinic Logo Providence St. Patrick Hospital Logo Kalispell Regional Healthcare Logo Community Medical Centers Logo St. Peter's Health Logo

An employee's personal provider navigates care within a coordinated network of hospitals, clinics, and doctors. This encourages members and their doctors to jointly take an active role in maintaining or improving a member's health. 

Navigator supports:

  • Member engagement
  • Shared decision making with providers
  • Easy access to care

How Navigator benefits employers

Employees experience seamless, accountable care—the result of the efficiencies and expertise of a dedicated team of providers.

Multiple plan designs
Multiple plan designs
Controlled costs
Controlled costs
Clinical integration
Clinical integration
Unified communications
Unified communications

Give your staff access to the doctors and hospitals they want.

Our products feature in-network care across all four states we serve.

See below for our key provider partners in your home state.

idaho state map

Idaho:

St. Luke's Health Partners Logo Patient Quality Alliance Logo

An employee's personal provider navigates care within a coordinated network of hospitals, clinics, and doctors. This encourages members and their doctors to jointly take an active role in maintaining or improving a member's health. 

Navigator supports:

  • Member engagement
  • Shared decision making with providers
  • Easy access to care

How Navigator benefits employers

Employees experience seamless, accountable care—the result of the efficiencies and expertise of a dedicated team of providers.

Multiple plan designs
Multiple plan designs
Controlled costs
Controlled costs
Clinical integration
Clinical integration
Unified communications
Unified communications

Give your staff access to the doctors and hospitals they want.

Our products feature in-network care across all four states we serve.

See below for our key provider partners in your home state.

montana state map

Montana:

Community Medical Centers Logo Providence St. Patrick Hospital Logo Kalispell Regional Healthcare Logo St. Peter's Health Logo Billings Clinic Logo

Navigator is our coordinated care product, where a member’s personal provider is navigating care within a network of health professionals.

Navigator supports:

  • Member engagement
  • Shared decision making with providers
  • Easy access to care

The doctors and hospitals you want.

Our products feature in-network care across all four states we serve.

See below for our key provider partners in your home state.

idaho state map

Idaho:

St. Luke's Health Partners Logo Patient Quality Alliance Logo

An employee's personal provider navigates care within a coordinated network of hospitals, clinics, and doctors. This encourages members and their doctors to jointly take an active role in maintaining or improving a member's health. 

Navigator supports:

  • Member engagement
  • Shared decision making with providers
  • Easy access to care

How Navigator benefits employers

Employees experience seamless, accountable care—the result of the efficiencies and expertise of a dedicated team of providers.

Multiple plan designs
Multiple plan designs
Controlled costs
Controlled costs
Clinical integration
Clinical integration
Unified communications
Unified communications

Give your staff access to the doctors and hospitals they want.

Our products feature in-network care across all four states we serve.

See below for our key provider partners in your home state.

montana state map

Montana:

Community Medical Centers Logo Providence St. Patrick Hospital Logo Kalispell Regional Healthcare Logo Billings Clinic Logo

An employee's personal provider navigates care within a coordinated network of hospitals, clinics, and doctors. This encourages members and their doctors to jointly take an active role in maintaining or improving a member's health. 

Navigator supports:

  • Member engagement
  • Shared decision making with providers
  • Easy access to care

How Navigator benefits employers

Employees experience seamless, accountable care—the result of the efficiencies and expertise of a dedicated team of providers.

Multiple plan designs
Multiple plan designs
Controlled costs
Controlled costs
Clinical integration
Clinical integration
Unified communications
Unified communications

Give your staff access to the doctors and hospitals they want.

Our products feature in-network care across all four states we serve.

See below for our key provider partners in your home state.

idaho state map

Idaho:

St. Luke's Health Partners Logo Patient Quality Alliance Logo

Navigator is our coordinated care product, where a member’s personal provider is navigating care within a network of health professionals.

Navigator supports:

  • Member engagement
  • Shared decision making with providers
  • Easy access to care

The doctors and hospitals you want.

Our products feature in-network care across all four states we serve.

See below for our key provider partners in your home state.

oregon usa map four state

Oregon:

Legacy Health Logo Legacy Health Partners Logo St. Charles Health System Logo Central Oregon Independent Practice Association Logo

An employee's personal provider navigates care within a coordinated network of hospitals, clinics, and doctors. This encourages members and their doctors to jointly take an active role in maintaining or improving a member's health. 

Navigator supports:

  • Member engagement
  • Shared decision making with providers
  • Easy access to care

How Navigator benefits employers

Employees experience seamless, accountable care—the result of the efficiencies and expertise of a dedicated team of providers.

Multiple plan designs
Multiple plan designs
Controlled costs
Controlled costs
Clinical integration
Clinical integration
Unified communications
Unified communications

Give your staff access to the doctors and hospitals they want.

Our products feature in-network care across all four states we serve.

See below for our key provider partners in your home state.

washington usa map four state

Washington:

MultiCare Vancouver Clinic Legacy Health MultiCare connected care logo

Voyager products use our preferred provider organization, and are suited for a person who favors a more self-directed experience.

The doctors and hospitals you want

Our products feature in-network care across all four states we serve.

Idaho Voyager Map

Pathfinder is a unique offering, just for Portland tri-county area-based organizations.

It is designed to focus on the healthcare professionals and facilities of Legacy Health, OHSU, Adventist Health, and Tuality Healthcare.

Give your staff more doctors and hospitals to choose from

Our products feature in-network care across all four states we serve.

See below for our key provider partners in your home state.

oregon usa map wide for voyager

Oregon:

Legacy Health Partners Logo Legacy Health Logo PortlandClinic logo

Pathfinder is a unique offering, just for Portland tri-county area-based organizations.

It is designed to focus on the healthcare professionals and facilities of Legacy Health, OHSU, Adventist Health, and Tuality Healthcare.


Give your staff more doctors and hospitals to choose from

Our products feature in-network care across all four states we serve.

See below for our key provider partners in your home state.

oregon usa map wide for voyager

Oregon:

Legacy Health Logo Legacy Health Partners Logo PortlandClinic logo OHSU

Voyager products use our preferred provider network and are suited for a company culture that favors a more self-directed experience.

Access to a broad network of doctors and hospitals

Our products feature in-network care across all four states we serve.

idaho state map for voyager

Voyager products use our preferred provider organization, and are suited for a person who favors a more self-directed experience.

The doctors and hospitals you want

Our products feature in-network care across all four states we serve.


Voyager products use our preferred provider network and are suited for a company culture that favors a more self-directed experience.

Access to a broad network of doctors and hospitals

Our products feature in-network care across all four states we serve.

 

blue four state map with Idaho highlighted in green

SmartChoice offers coordinated care for the Central Wilamette Valley, where a member’s personal provider is navigating care within a network of health professionals.

The doctors and hospitals you want

Our products feature in-network care across all four states we serve.

See below for our key provider partners in your home state.

Oregon:

Legacy Health Logo Peace Health Logo Samaritan Health Services Logo McKenzie Willamette Medical Center Logo OHSU logo

Voyager products use our preferred provider network and are suited for a company culture that favors a more self-directed experience.

Access to a broad network of doctors and hospitals

Our products feature in-network care across all four states we serve.

 

blue four state map with Montana highlighted in green

Voyager products use our preferred provider network and are suited for a company culture that favors a more self-directed experience.

Access to a broad network of doctors and hospitals

Our products feature in-network care across all four states we serve.

montana state map voyager

Voyager products use our preferred provider network and are suited for a company culture that favors a more self-directed experience.

Access to a broad network of doctors and hospitals

Our products feature in-network care across all four states we serve.

 

washington usa map four state

Voyager products use our preferred provider network and are suited for a company culture that favors a more self-directed experience.

Access to a broad network of doctors and hospitals

Our products feature in-network care across all four states we serve.


Voyager products use our preferred provider network and are suited for a company culture that favors a more self-directed experience.

Access to a broad network of doctors and hospitals

Our products feature in-network care across all four states we serve.

 

oregon usa map wide for voyager

SmartChoice offers coordinated care for Southern Oregon and the Willamette Valley.

Give your staff access to the doctors and hospitals they want

Our products feature in-network care across all four states we serve.

See below for our key provider partners in your home state.

Oregon:

Legacy Health Logo Mckenzi Willamette Medical Center Logo Peace Health Logo Asante Logo OHSU logo

SmartChoice offers coordinated care for Southern Oregon and the Willamette Valley.

Give your staff access to the doctors and hospitals they want

Our products feature in-network care across all four states we serve.

See below for our key provider partners in your home state.

oregon state map

Oregon:

Legacy Health Logo Peace Health Logo McKenzie Willamette Medical Center Logo Asante Logo OHSU logo

National medical network

In-network care is available nationally through our partners, First Health® and First Choice Health™ (in Alaska).

Dental Products

Our dental products can be purchased with one of our health plans or separately.
And, they cover 3 cleanings per calendar year for standard plans. Product availability varies by location. No dental plans are available in Washington.
 


Dental Choice

Gives your employees the freedom to see any dentist they choose.


Dental Advantage

Employees can access in-network dentists across Idaho, Oregon, and Washington.


Dental Advantage Essentials

Lower-cost plans that pair employees with their chosen primary care dentist. No out-of-network benefits. 

With our voluntary dental option, employees pay the full premium and get benefits that typically come from a group dental plan
(requires a minimum of 10 employees who wish to enroll).

From FSAs to HRAs:

PacificSource Administrators

We offer administrative services to employers for a broad range of benefits, including Flexible Spending Accounts (FSAs), health reimbursement arrangements (HRAs), COBRA, and retirement.

 

Administrative services

Considering self-funded health benefits?

Add control, balance risk, and help protect your bottom line with the flexibility of customizable plan designs. Self-funded arrangements are available with any of our networks.

 

Self-funded solutions

Need help choosing?

Give your employees more of what they want. To help us give you what you need, first tell us about your organization. 

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