In this issue:

Short Term Medical— Bridging the Gap Between Plans

How Our New Commission Processes Affect Your Individual Business

PacificSource Sponsors CE Classes in Eugene

Upcoming Community Events

Volume 2, Issue 6: June 13, 2007

Short Term Medical—
Bridging the Gap Between Plans

From time to time, people find themselves without health insurance coverage. They might be graduating from college, between jobs, in a temporary position, or waiting for other coverage to begin. Starting July 1, 2007, we will offer an affordable new product specifically tailored to these individuals—PacificSource Short Term Medical insurance. Premiums start as low as $22.50 for a 30-day period (based on the applicant-only, age 0–19 rate for a $2,500-deductible daily plan policy).

Short Term Medical at a Glance:

• Deductible Options: $500, $1,000, $2,000, or $2,500
• Length of coverage: Members can choose to be covered from 30 to 185 days (up to six months), and start their coverage on any day of the month.
• Payment options: The premium payment can be based on either a daily or monthly rate. Members on the daily rate choose exactly the number of days they’d like to be covered and pay up front for their coverage. Monthly rate policies allow members to pay as they go using automatic bank withdrawals.

The covered benefits include:

• Physician office visits
• Urgent care and emergency room
• Durable medical equipment
• Inpatient hospital care
• Outpatient surgery
• Home healthcare
• Prescription drugs—including our prescription discount program

Enrollment is easy—there is no medical underwriting. You’ll find a downloadable application, an informative sales flier, and the premium rate sheet for both the daily and monthly Short Term Medical policies in the Our Plans/Individual & Family section of our Web site. An online application for our Elect and Short Term Medical products is coming soon.

The producer commission on our Short Term Medical products will be 15 percent. An addendum has been added to the current producer contract to this effect.

For specific questions, you’re welcome to contact your Individual Sales Representative, or contact our Individual Sales Department at (541) 684-5585, or toll-free at (866) 695-8684, or by e-mail at individual@pacificsource.com.

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How Our New Commission Processes Affect Your Individual Business

In our June 1 Agent Bulletin, we outlined upcoming changes to our commission payment process that will tie commissions to premiums received. As a reminder, this change will affect your individual business as well. The following processes are effective with your August commission payment (for July business):

• Commission will only be paid after we receive the premium due for individual policies.
  
• Commissions will apply only to premium paid and will be prorated based on the percentage of premium received.
  
• If additional premium is paid or reduced retroactively, the commission will be adjusted accordingly on the next commission check.

Soon, you’ll also notice changes to our commission statements and checks resulting from enhancements to our commission system. The upgrade will allow us to automate the commission process to reduce chances for human error, as well as to add more clarity and detail to our commission statements.

These changes will enable greater efficiency in processing routine business transactions, which will allow us to continue to provide exceptional, personal service. We appreciate your patience with these changes and invite you to contact your PacificSource Marketing Representative or their Sales Assistant if you have any questions.

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PacificSource Sponsors CE Classes in Eugene

Class space is limited, so be sure to register as soon as you receive your invitation. Please e-mail Marketing Agent Coordinator Candice Wilkins to register or for more information. You can find a detailed 2007 schedule in the For Agents/Prof'l Development section of our Web site.

July 11 in Eugene
Eugene, Oregon, at the LaQuinta Hotel, 155 Day Island Rd.
8:00 a.m. to 2:45 p.m.

Practical Ethics (Ethics 1), 2 hours
Individual Health (Health 3), 1 hour
COBRA: A Quickie Review (Health 4), 1 hour
Legislative Updates (Law 2), 1 hour
Medicare (Law 7), 1 hour

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Upcoming Community Events

PacificSource is proud to sponsor Northwest community events that support healthy communities and health-focused organizations. We hope you will join us in supporting these events:

Alive After Five Summer Concert Series
June 5–Sept. 26, Boise, Idaho
PacificSource is the presenting sponsor of this summer’s Alive After Five concert series, a popular tradition that draws nearly 3,000 spectators into downtown Boise each week. Our Boise representatives will be on site with wellness and fitness demonstrations, contests, and prize drawings.

Light of Liberty Celebration
July 4, Springfield, Oregon, Island Park
Enjoy an evening of music, food, and kid’s activities. PacificSource is pleased to sponsor this year’s fireworks display. All proceeds benefit Project Share, a winter emergency energy assistance program for low-income and elderly Springfield residents.

Waterfront Blues Festival
July 4–8, Portland, Oregon
Celebrate 20 glorious years of blues at the 2007 Safeway Waterfront Blues Festival on the banks of the Willamette River in downtown Portland. Fireworks light up the sky on July 4. Activities for all ages complete the celebration. All festival proceeds benefit Oregon Food Bank.

Britt Festival—The Moody Blues in Concert
July 5, Jacksonville, Oregon, Britt Pavilion
PacificSource will cosponsor the legendary Moody Blues on July 5. The Britt Festival presents dozens of summer concerts, June 8 through September 9, featuring world-class artists in classical music, dance, jazz, blues, folk, bluegrass, world, pop, and country music.

Pac-West Open Tennis Championships
July 5–8, Eugene, Oregon
Tennis anyone? The Eugene Swim & Tennis Club hosts the 2007 Pacific Continental Bank/Pac-West Tennis Championships. The Tournament will feature men’s and women’s open divisions and senior events.

Redmond Music on the Green Concert Series
June 27–September 5, Redmond, Oregon, Sam Johnson Park
Scenic Sam Johnson Park hosts a series of free open-air concerts on Wednesday evenings throughout the summer. Food and beverages are available.

Munch & Music Concert Series
July 12–August 16, Bend, Oregon
The Bend Memorial Clinic free concert series is presented by PacificSource Health Plans and The Bulletin. Every Thursday evening, Munch and Music features the best of national and regional musical entertainment, 20 food booths, and arts and crafts vendors.

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Questions? You're always welcome to contact us!

Individual Sales
(541) 684-5585
(866) 695-8684 toll-free
individual@pacificsource.com (541) 684-5401 fax

Comments or suggestions about this publication?
E-mail us at individual@pacificsource.com