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Consumer-Directed Health Plans 101:

Making Sense of These Health Plan Options

HSA, HRA, FSA, HDHP... What does it all mean? There’s no need to be intimidated by this alphabet soup of names. Whether you already have a consumer-directed health plan (CDHP) or are considering one, learning the ropes is the first step to making sure you spend your healthcare dollars wisely. This tutorial will arm you with the information you need to decide whether a consumer-directed health plan is right for you.

Page 1:    What is a CDHP?

Page 2:    Health Savings Accounts (HSAs)

Page 3:    Health Reimbursement Arrangements (HRAs)

Page 4:    Flexible Spending Accounts (FSAs)

Page 5:    CDHP At-A-Glance Comparison

Or, skip this tutorial and find a consumer-directed health plan:

  • Find a PacificSource group or individual plan that qualifies for combination with an HSA, HRA, or FSA.
  • Find HRA or FSA administrative services through our subsidiary, Manley Services.
  • Read our case study of how one employer saved hundreds of thousands of premium dollars with PacificSource consumer-directed health plans.


 

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Access your PacificSource account information 24/7.

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Considering a CDHP for your business?

Oregon Research Institute saved hundreds of thousands of premium dollars with a consumer-directed health plan from PacificSource and Manley Services. Learn more in our case study.

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Why PacificSource?

As a PacificSource member, you'll enjoy a long list of no-cost extras to help manage your health and stretch your healthcare budget. From wellness programs to discounts on alternative care our perks add extra value to your PacificSource coverage. Learn more.

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Last updated 3/10/2009