Quick links to state-specific news: Idaho News, Oregon News
New Idaho Individual Plans Available
BrightIdea and SmartHealth Plans Approved
We received Idaho Department of Insurance final approval for our new BrightIdea and SmartHealth Individual plans effective March 1, 2011. Some of the key plan features are:
BrightIdea Preferred
- Preventive care paid at 100%
- $2,000,000 Annual maximum
- Deductibles ranging from $2,500 to $7,500
- Unlimited office visits $25 copay
- Accident benefit pays 100% of first $1,000 if treatment occurs within 90 days of accident, then deductible and coinsurance apply (not subject to the annual deductible)
- $1,000 Chiropractic benefit per person, per year with copay
- Eye exam—100% after copay, $100 hardware per person per year
- Prescription drugs: $10 copay for generics. Preferred brand name drugs subject to a separate deductible of $1,000, then 50% coinsurance.
- BrightPath network
BrightIdea Value
- Preventive care paid at 100%
- $2,000,000 Annual maximum
- Deductibles ranging from $2,500 to $10,000
- Four office visits annually at copay not subject to deductible, then deductible and coinsurance apply. Paid at 60%.
- Accident benefit pays 100% for first $500 if treatment occurs within 90 days of accident, then deductible and coinsurance apply (not subject to the annual deductible)
- Prescription drugs: $15 copay for generics. Preferred brand name drugs subject to a separate deductible of $1,000 then 50% coinsurance.
- BrightPath network
BrightIdea HSA
- Preventive care paid at 100%
- $2,000,000 Annual maximum
- Deductibles ranging from $1,500 to $5,000
- Office visits are paid after deductible. On $1,500 and $3,000 deductibles the member pays 20% coinsurance. Member pays 0% coinsurance after deductible on the $5,000 deductible.
- Accident benefit pays 100% for first $500 if treatment occurs within 90 days of accident, then deductible and coinsurance apply (not subject to the annual deductible)
- Prescription drugs: 50% preferred brand name drug after medical deductible.
- BrightPath network
SmartHealth PPO
- Preventive care paid at 100%
- $2,000,000 Annual maximum
- Aggregate family deductible and out of pocket—eligible expenses for all family members are used to meet the combined family deductible
- Diagnostic lab and x-ray benefit of $500 per person per year with no copay
- Prescription drugs: $10 copay on generics. Preferred brand name drugs are separate $1,000 deductible, then 50% coinsurance.
- Idaho Physicians Network (IPN) available statewide.
SmartHealth HSA
- Preventive care paid at 100%
- $2,000,000 Annual maximum
- Aggregate family deductible and out of pocket—eligible expenses for all family members are used to meet the combined family deductible
- Prescription drugs: $10 copay on generics. Preferred brand name drugs are paid at 50% coinsurance after medical deductible.
- Idaho Physicians Network (IPN) available statewide.
Materials Available Online
Although printed brochures will be available later (we will notify you through the Agent Bulletin), PDF versions are now available on PacificSource.com:
Our Idaho Individual Application has also been updated and is available online.
If you have questions, please feel free to contact our Idaho Individual Sales Department at idahoindividual@pacificsource.com.
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Idaho Agent Events
February 25 Bowling Tournament to Benefit Food Bank
Today, February 23, is the last day to register for the Third Annual Eastern Bowling Tournament at Starlite Lanes in Blackfoot on February 25. The event is hosted by Eastern Idaho Association of Health Underwriters. All proceeds benefit Idaho Food Bank and the local NAHU chapter. For more information and to register, see the Tournament registration flier.
Idaho Association of Health Underwriters Events
For more information about the meetings listed below, please contact your local health underwriters association chapter.
Eastern Idaho Association of Health Underwriters
3rd Annual Eastern Bowling Tournament, February 25, Blackfoot, Starlite Lanes
Treasure Valley Association of Health Underwriters
Chapter Meeting, March 10, Meridian, Courtyard by Marriott
(combined meeting with NAIFA)
Northern Idaho Association of Health Underwriters
Chapter Meeting, March 17, Coeur d’Alene Resort
Southern Idaho Association of Health Underwriters
Chapter Meeting, March 17, Twin Falls, Golden Corral Restaurant
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Oregon Agent Events
Springfield Office Hosts Presentation March 17
Please join us for a presentation by Dean Kortge, PBC Insurance.
March 17 at 10:00 a.m.
PacificSource Springfield Office
110 International Way, Springfield, OR 97477
Topics include Lane County’s Multi-Share Program and the Health Insurance Exchange. This one-hour presentation is free of charge, and you can earn one hour of Health CE credit. All PacificSource appointed agents and their support staff may attend. Seating is limited, so please reserve your spot early.
Please register by Monday, March 14. To register or for more information, please contact Stacey Hatleberg at shatleberg@pacificsource.com [Ed.: E-mail revised 2/24]. Please include your agency, phone number, e-mail address, and the names of all the people who will be attending.
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Children’s Wellness Program Expanded
Based on the success of our free children’s health program, HealthKicks, we have expanded it to include six-year-old children. Previously, it was only offered to nine-year-olds. Invitations have been sent to the children covered by a PacificSource medical plan who will turn six or nine during 2011. The letters explain the program and how parents can enroll their children.
HealthKicks is designed to promote healthy behaviors. Children who enroll in the program will receive five age-appropriate, educational activity books by mail throughout the year, as well as a pack of colored pencils with the first mailing. Each fun, engaging book focuses on a health education topic, such as tobacco, nutrition, fitness, general health, and dental health. The information and activities in the books are based on well-established practices and guidelines for healthy living. Parents will find that the books can help them start conversations with their children about health issues, as well as help teach healthy behaviors.
Surveys reveal positive results. In 2010, approximately 20 percent of our nine-year-old members participated in HealthKicks. To evaluate the program, we sent a satisfaction survey to enrolled children and their parents. The survey results showed that the educational activity books made an impact on the healthy behaviors of the children. The survey found:
- 100 percent of parents would recommend this program to the parents of other nine-year-old children.
- 61 percent of parents rated the program 7 or higher on a scale of 1 to 10, in terms of their child’s enjoyment.
- 59 percent of parents indicated that they have noticed healthy changes in their child since completing the program.
- 90 percent of children enjoyed the program.
- 95 percent of children would recommend the program to their friends.
- 67 percent of children indicated that they have healthier habits after completing the program.
PacificSource is proud to offer programs, such as HealthKicks, that make a positive difference in the health and well-being of our members.
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New Group Master Application Now Available Online
Our new Request for Group Insurance (Master Application) forms for Oregon and Idaho are now available in the For Agents > Forms and Materials area of our Web site.
Please begin using our updated forms immediately and discard any older forms. If you have questions or would like printed copies, please feel free to contact us.
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Community Events
PacificSource is proud to sponsor Northwest community events that support healthy communities and health-focused organizations. We hope you will join us in supporting these events:
Red and White Soiree—Junior League of Eugene
February 25, Eugene, Oregon
Bowl For Kids Sake—Big Brothers Big Sisters of Southeast Idaho
March 4, Pocatello and Idaho Falls; March 5, Idaho Falls, Idaho
Jazz & Jewels Auction—Mobility Unlimited
March 5, Medford, Oregon
Cowboys 4 Kids—benefit for local children’s charities
March 11, Powell Butte, Oregon
Live to Dance—Arc of Jackson County
March 12, Medford, Oregon
Pear Blossom Festival
April 8-9, Medford, Oregon
Drop by the PacificSource booth at the Street Fair. Sample tasty fruit and test your physical ability with our fun fitness games.
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In This Issue:
Idaho News
Idaho Individual
Idaho Agent Events
Oregon News
Oregon Agent Events: Springfield
All Regions
Children’s Wellness Program Expanded
New Group Master Application Available
Community Events
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